Monday, November 17, 2014

2014 Holiday Schedule

Christopher Chiropractic will have the following holiday schedule for 2014.

Wednesday, December 24 (Christmas Eve): Open, 9:00am - 12:00pm

Thursday, December 25 (Christmas Day) CLOSED 

Friday, December 26: By Appointment Only

Wednesday, December 31 (New Years Eve): Open, 9:00am - 6:00pm

Thursday, January 1, 2015: CLOSED

Friday, January 2, 2015: CLOSED  

We apologize for any inconvenience. You are always welcome to call (606) 549-4811 for more information or to schedule an appointment. We wish you a blessed holiday season! 


Christopher Chiropractic. Feel better. Enjoy life. 

Tuesday, November 11, 2014


Are you looking for something different for your loved ones for Christmas this year?  Consider this holiday special:  Buy any three gift certificates and get one of equal or lesser value for free. If you know folks who would like a massage for Christmas or if you just want to stock up on discounted massages for yourself for the next year to the tune of $37.50 per hour, give us a call at 549-4811 before we close at noon on December 23 and this offer expires. 

Prices are as follows:
Four 15-minute gift certificates:  $45.00 ($11.25 each)
Four 30-mimute gift certificates:  $90.00 ($22.50 each)
BEST DEAL:  Save $0.13 per minute when you buy four one-hour gift certificates for $150 ($37.50 each)

As always, here's the other stuff we have to say:  "You have the right to rescind, within seventy-two hours, any obligation to pay for services performed in addition to this free or discounted service."  Offer not valid for federally insured patients. Offer not valid on massage package plans. Cannot be combined with any other discounts. All massage services will be performed by Teresa Ellison, LMT, or Kayla Helton, LMT who are both independent contractor and not an employee of Christopher Chiropractic.

Saturday, November 1, 2014

Techno-Safety Tips form the American Chiropractic Association: Limiting the Use Of Technology

As technology progresses, there will likely be more tasks we can complete on our phones. While this is convenient, we have mentioned in previous blogs that we must think about the effects on our bodies.  Here are some tips from the American Chiropractic Association for minimizing PDA and cell phone use:  Return only urgent e-mails on the PDA.  Respond to other e-mails from your computer.
  • Use key shortcuts (cut, paste, etc.) and abbreviations.
  • Enter all contact info on the computer, and synchronize the devices to transfer the data to the PDA.
  • Monitor the time spent on the phone or PDA.
  • Avoid, or at least minimize, using word processing and spreadsheet programs on your PDA.
  • Take breaks to stretch and shake out the hands.
  • Turn the PDA off when possible! If it is on all the time, it’s more likely to be overused.

Wednesday, October 22, 2014

Halloween Safety

Be sure to keep those tiny ghosts and goblins safe this Halloween. Check out these great safety tips from the CDC to keep your kids safe on Halloween!

Going trick-or-treating?

Alphabet letter S Swords, knives, and similar costume accessories should be short, soft, and flexible.
Alphabet letter A Avoid trick-or-treating alone. Walk in groups or with a trusted adult.
Alphabet letter F Fasten reflective tape to costumes and bags to help drivers see you.
Alphabet letter E Examine all treats for choking hazards and tampering before eating them. Limit the amount of treats you eat.
Alphabet letter H Hold a flashlight while trick-or-treating to help you see and others see you. Always WALK and don't run from house to house.
Alphabet letter A Always test make-up in a small area first. Remove it before bedtime to prevent possible skin and eye irritation.
Alphabet letter L Look both ways before crossing the street. Use established crosswalks wherever possible.
Alphabet letter L Lower your risk for serious eye injury by not wearing decorative contact lenses.
Alphabet letter O Only walk on sidewalks whenever possible, or on the far edge of the road facing traffic to stay safe.
Alphabet letter W Wear well-fitting masks, costumes, and shoes to avoid blocked vision, trips, and falls.
Alphabet letter E Eat only factory-wrapped treats. Avoid eating homemade treats made by strangers.
Alphabet letter E Enter homes only if you're with a trusted adult.
Alphabet letter N Never walk near lit candles or luminaries. Be sure to wear flame-resistant costumes

Monday, October 13, 2014

Monthly Massage Plans

Christopher Chiropractic, Teresa Ellison, LMT and Kayla Helton, LMT offer monthly massage plans to better serve you.

Package Plan A
  • Four 15 minute massages for $50, expiring in three months.
Package Plan B
  • Four 30 minute massages for $90, expiring in three month.
Package Plan C
  • Six 30 minute massages for $125 expiring in six months. 
Package Plan D
  • Six 60 minute massages for $225 expiring in nine months. 

All services must be performed by one of our independent massage therapists. Coupons or discounts cannot be used in the purchase of package plans. All package plans are non-refundable.  For more information call Christopher Chiropractic at (606) 549-4811.

Tuesday, October 7, 2014

Obamacare: Have you heard that health insurance is changing? (Part Three - Participating Providers)

Dr. Matt, does it matter if a patient's doctor participates with the patient's health insurance plan? 

Yes.  It absolutely does. 

Just because a doctor advertises or tells someone that he "takes insurance" or "accepts insurance" does not necessarily mean that patients will get the perks of seeing a "participating provider" if they go there. 

Also, just because a doctor is participating with one plan that an insurance carrier has does not necessarily mean that the participate with all of the plans offered by that insurer. 

Therefore, taking a few minutes to understand a few important concepts that are addressed in this blog could save some patients a lot of money down the road.

Today I want to define a few terms first, and then we will look at the advantages and disadvantages of using a participating provider versus a non-participating provider.  The details of this topic may vary slightly from one insurance plan to another, but the basic concepts generally hold true for most insurers.

Participating providers:  These providers have signed a contract with an insurance carrier.  In exchange for being listed in provider directories and being offered direct access to more patients participating providers must accept a lower fee for their services.  There may also be other requirements that the provider must meet.  Participating providers are sometimes called "par" providers or "in-network providers". 

Non-participating providers:   These providers have the same training and the same license as participating providers, so there is not necessarily a difference in the care they provide to their patients.  However, non-participating providers generally have not entered into any kind of contract with an insurer and they are not bound to the insurance company's fee schedule.  There are many reasons that providers may not participate, but it is often because they think that the fee that they must accept from the insurer is too low and they are not willing to accept that as payment in full. Non-participating providers are sometimes called non-par or out-of-network providers.

Balance Billing:  This term is often used to describe the practice of billing a patient for the difference between the provider's fee schedule and the amount that the insurance carrier allows the provider to charge  Participating providers are usually not allowed to balance bill patients or charge more than the amount allowed by insurance carrier no matter what their normal fee is.  For example, a chiropractor may charge $35 for an adjustment but the insurer only allows a $23 charge; in that situation a participating provider must accept the $23 payment as payment in full and he cannot bill the patient for the remaining $12.   

Health Maintenance Organizations (HMOs) and Exclusive Provider Organizations (EPOs):  In most situations, these kinds of plans only cover care that you receive from participating providers who are "in network" with them.  There are other differences related to the requirements for referrals to specialists or  forcing patients to have a primary care provider.  However, those details are not extremely relevant to this discussion.

Preferred Provider Organizations (PPOs) and Point-of-Service plans (POS):  These plans will allow patients to see a non-participating, out-of-network provider.  However, since non-participating providers may charge a higher fee, the insurer usually makes the patient pay a larger percentage of the bill.

In the real world what is the advantage to seeing a participating provider versus a non-participating provider?

In the real world, it all comes down to how much the care may cost the patient. 

For one thing, if the provider is non-participating with an HMO the insurance carrier may not cover that provider's care at all in some situations

If the carrier is a PPO, there are some huge differences between participating and non-participating providers.  First, the patient's agreement with the insurance carrier often states that the patient must pay a higher percentage of the provider's charges.  Second, the provider is not bound to a fee schedule and there are no limits on how much the doctor can charge the patient.  Lastly, if the patient sees an out-of-network specialist there may be additional referral requirements in order to get the insurance to cover a specialist visit.

How is this relevant to Obamacare?

In a recent blog I addressed how under the new health care laws many insurance plans are moving from a "copay" system to a deductible/coinsurance system in which patients pay more out of pocket.  Even if the insurance never pays a dime for the care, one advantage to seeing a participating provider is that participating providers must accept a lower fee for the same service.  With many of these new, high-deductible Obamacare plans, the fact that a participating provider must accept a lower fee can save patients a lot of money.

As is the case with our previous blogs in this series, this information is nothing new and most of these ideas have been around for some time.  However, with the current changes that are taking place in insurance we have been getting a lot of questions from patients about their new insurance plans, so we decided to do this blog series to address these common questions.

How do I know if my doctor participates with my insurance plan?

You can always ask the provider, but don't ask if they "accept" your insurance.  Instead, ask them if they are a participating provider or if they are "in-network" with your insurance company. 

An even better way to find out is to go to the insurance carrier's website and do a search for participating providers in your area.  Some insurers also publish provider directories or have phone numbers that you can call to see if a provider is in network.

Is Christopher Chiropractic "in-network" with any insurance carriers?

We recognize that we practice in a rural area where access to care is limited to begin with.  Therefore, we strive to be "in-network" with all carriers so that quality chiropractic care is available and affordable to anyone who wishes to see us.  We do not want patients to miss out on chiropractic just because we do not participate with their insurance plan.  This is also consistent with our conscious effort to get patients well in a way that requires them to spend as little time, money and energy as possible in our office.

We are participating providers with Medicare and Kentucky Medicaid, Wellcare, Conventry Cares. We are also in-network with Anthem Blue Cross Blue Shield, Humana, Bluegrass Family Health, United Healthcare, UMR, Aetna, Cigna, the University of the Cumberlands student plans, and so many other insurance companies that I can't even list them all.  Additionally, we are in the process of becoming in-network providers with other insurers and Kentucky Medicaid managed care organizations who will soon be operating in Kentucky. 

I would encourage a prospective patient to check with their insurer or call our office at 549-4811 to see if we participate in their plan. 

If they want to talk with me about our participation with a specific insurance carrier, I would love to talk with them.  Even if I'm with patients folks can leave a message and I'll return the call within a few hours.  Dr. Liz, Jodi or most of our other team members can also answer basic questions about many of the insurance plans that we work with.

Wednesday, October 1, 2014

"Growing Old"

We all age, unfortunately growing older is part of life. However, with age comes wisdom so we can't complain too much. I'm sure most of us are happy for the life lessons and experiences that we have had.

An interesting fact about growing older that the American Chiropractic Association reports states that:

"An estimated 4.2 million U.S. residents now fall into the age group of the 85 years and older. Centenarians (those 100 and older) are the fastest-growing sub population of the elderly, and by 2050, according to census projections, 1 million Americans will celebrate their 100th birthdays."
We are all living longer! So, its important that we take care of ourselves. Where should we start?
Here are a few tips:
  1. De-stress! Find time for yourself. Get a massage, take a walk, treat yourself to something nice!
  2. Stimulate your mind. Like anything else, if you don't use it, you will loose it.
  3. Exercise, stretch and stay active. 30 Minutes of physical activity a day is recommended for most adult. (check with your health care provider to see what activities are safe for you).
  4. Get regular health screenings such as blood pressure, blood glucose and cholesterol evaluations.
  5. Eat a healthy diet. Limit excess sugar, caffeine and empty calories. Add more fruits, vegetables and whole grains to your diet. 
  6. Visit your chiropractor. Chiropractic is a great way to help with low back pain, neck pain, headaches and musculoskeletal issues. Seeing a chiropractor a regular basis can help prevent joint and spinal issues such as degeneration as well as improve your overall function and quality of life. 
To schedule an appointment with one of our chiropractors of massage therapists or for more information on chiropractic call (606) 549-4811.